Your money, your rules.

Unlock amazing features, anywhere in the world.
Spend, share, and earn, all from one powerful app.
Even when you spend, you earn through cashback and investments.

Cashback
Earn up to 8% on all your purchases.
Earn
Up to 26% APR

kardpay for Business
Share the gift of everything Kardpay with those who matter most to your business.