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Spend your crypto in everyday life.
A kardpay card in the app. Top up with USDT or USDC, then pay online and in store at millions of merchants worldwide.
Plans from $2.42/month, billed annually. Fees and limits apply.
One card. Endless possibilities.
Spend your crypto everywhere
Use USDT/USDC and other cryptos like cash, online and in stores.
Global payments in 180+ countries
Accepted everywhere visa/mastercard is. No borders, no friction.
Multi-currency & crypto
Manage fiat and crypto in a single app, instant conversion.
Instant stablecoins
Top up in USDT/USDC in under 10 minutes via TRC-20 or ERC-20.
Physical card
Your crypto, in your hand.
The Elite black Visa card with an engraved topographic finish. Tap to pay in stores worldwide, withdraw cash at ATMs and spend your stablecoins like regular money.
See pricing
Your card in three steps.
- 1
Open the app
Create your kardpay account in a few minutes.
- 2
Choose your card
Core, Pro or Elite, issued instantly as a virtual card.
- 3
Top up and pay
Load USDT or USDC and pay anywhere, including Apple Pay & Google Pay.
Tap to pay with Apple Pay & Google Pay.
Add your kardpay card to your phone in seconds and pay at any contactless terminal, no plastic needed.
Choose your card.
Price per month, billed annually. No hidden subscription.
- Green kardpay Visa/Mastercard card
- 1-year validity
- $10,000 / year limit
- 5% top-up fees
- Apple Pay & Google Pay
- 3D Secure
- Standard support
- White kardpay Visa/Mastercard card
- 1-year validity
- $50,000 / year limit
- 3% top-up fees
- Apple Pay & Google Pay
- 3D Secure
- Standard support
- Elite black Visa/Mastercard card
- 1-year validity
- $500,000 / month limit
- 3% top-up fees
- Apple Pay & Google Pay
- 3D Secure
- Elite support
Physical Elite card
1 physical Elite card
- Elite black Visa card
- 1-year validity
- $150,000 / month limit
- $1,500 / day ATM withdrawal
- Apple Pay & Google Pay
- 3D Secure
- 3% top-up fees
- Elite support
- Private concierge
3D Secure
Every online payment can be confirmed with an extra verification step.
Audited smart contract
Our smart contract has been independently audited by CTDSEC.
Full control in the app
Freeze your card instantly and follow every transaction in real time.
Turn your crypto into real spending power.
Fund your card with stablecoins and use it for groceries, bookings, subscriptions and everything in between.
Pay in 180+ countries.
Accepted wherever Visa and Mastercard are, online and in store, with transparent fees.
Spend only what you load.
Your card balance is separate from your wallet. Freeze, unfreeze and control everything from the app.
The whole ecosystem in one app.
eSIM
Connected in 187+ countries from $1.80.
Gift Cards
SOON3000+ virtual gift cards payable in crypto.
On / Off-ramp
SOONBuy or sell USDT/USDC in EUR / USD directly to your bank.
Dedicated wallet
A dedicated address to receive your USDT/USDC.
Frequently asked questions.
kardpay offers virtual and physical Visa/Mastercard cards funded with crypto, so you can spend stablecoins anywhere cards are accepted.
Only USDT and USDC are accepted. Other assets sent by mistake are subject to the recovery terms in our Terms & Conditions.
Prices are shown per month and billed annually, in a single payment for one year of validity.
Yes, every kardpay card can be added to Apple Pay and Google Pay.
The Physical Elite Visa card opens on October 30. Follow us on Telegram and Instagram to be notified.
One app. All your finances.
Wallet, Visa/Mastercard card, eSIM, gift cards and cashback - it all starts with kardpay.
